{"id":571,"date":"2026-01-23T08:52:20","date_gmt":"2026-01-23T08:52:20","guid":{"rendered":"https:\/\/ilx.kr\/?p=571"},"modified":"2026-01-26T04:32:14","modified_gmt":"2026-01-26T04:32:14","slug":"%ec%b0%a8%eb%8b%b4%eb%8c%80-%ea%b8%88%eb%a6%ac-%eb%82%ae%ec%b6%94%eb%8a%94-%ec%9a%b0%eb%8c%80%c2%b7%ed%98%91%ec%83%81-%ed%8f%ac%ec%9d%b8%ed%8a%b8-%ec%83%81%eb%8b%b4-%ec%88%9c%ec%84%9c-%ed%8f%ac","status":"publish","type":"post","link":"http:\/\/ilx.kr\/?p=571","title":{"rendered":"\ucc28\ub2f4\ub300 \uae08\ub9ac \ub0ae\ucd94\ub294 \uc6b0\ub300\u00b7\ud611\uc0c1 \ud3ec\uc778\ud2b8 (\uc0c1\ub2f4 \uc21c\uc11c \ud3ec\ud568 \/ \uc2e4\uc804\ud310)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ucc28\ub2f4\ub300 \uae08\ub9ac \ub0ae\ucd94\ub294 \uc6b0\ub300\u00b7\ud611\uc0c1 \ud3ec\uc778\ud2b8 (\uc0c1\ub2f4 \uc21c\uc11c \ud3ec\ud568 \/ \uc2e4\uc804\ud310)<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\uc790\ub3d9\ucc28\ub2f4\ubcf4\ub300\ucd9c(\ucc28\ub2f4\ub300)\uc740<br><strong>\ud55c\ub3c4\ubcf4\ub2e4 \uae08\ub9ac\uac00 \uccb4\uac10 \ubd80\ub2f4\uc744 \uc88c\uc6b0\ud558\ub294 \ub300\ucd9c<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac19\uc740 \ucc28\ub7c9, \uac19\uc740 \uc2e0\uc6a9\uc810\uc218\uc5ec\ub3c4<br>\ud83d\udc49 <strong>\uc0c1\ub2f4 \uc21c\uc11c \ud558\ub098<\/strong>,<br>\ud83d\udc49 <strong>\uc5b4\ub5a4 \ub9d0\uc744 \uba3c\uc800 \ud558\ub290\ub0d0<\/strong>\uc5d0 \ub530\ub77c<br>\uae08\ub9ac\uac00 <strong>2~6%p\uae4c\uc9c0 \ucc28\uc774<\/strong> \ub098\ub294 \uc0ac\ub840\ub3c4 \uc2e4\uc81c\ub85c \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uae00\uc5d0\uc11c\ub294<br>\ud83d\udc49 2026\ub144 \uae30\uc900 \ucc28\ub2f4\ub300 \uae08\ub9ac\ub97c \ub0ae\ucd94\ub294 <strong>\uc6b0\ub300 \ud3ec\uc778\ud2b8<\/strong>,<br>\ud83d\udc49 \uc2e4\uc81c \uc0c1\ub2f4 \ud604\uc7a5\uc5d0\uc11c \ud1b5\ud558\ub294 <strong>\ud611\uc0c1 \uc21c\uc11c\uc640 \uba58\ud2b8<\/strong>,<br>\ud83d\udc49 \ubc18\ub300\ub85c <strong>\uae08\ub9ac \ud3ed\ud0c4 \ub9de\ub294 \uc9c4\ud589 \ubc29\uc2dd<\/strong>\uae4c\uc9c0 \uc804\ubd80 \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\uba3c\uc800 \uacb0\ub860\ubd80\ud130: \ucc28\ub2f4\ub300 \uae08\ub9ac\ub294 \u2018\uc815\ud574\uc838 \uc788\uc9c0 \uc54a\ub2e4\u2019<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9ce\uc740 \ubd84\ub4e4\uc774 \uc774\ub807\uac8c \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\ucc28\ub2f4\ub300\ub294 \uc6d0\ub798 \uae08\ub9ac\uac00 \ub192\uc740 \uac70 \uc544\ub2cc\uac00\uc694?\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u274c \uc544\ub2d9\ub2c8\ub2e4.<br>\ucc28\ub2f4\ub300 \uae08\ub9ac\ub294 <strong>\uc2e0\uc6a9\ub300\ucd9c\ubcf4\ub2e4 \ud611\uc0c1 \uc5ec\uc9c0\uac00 \ud6e8\uc52c \ud070 \uc0c1\ud488<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc65c\ub0d0\ud558\uba74 \uae08\uc735\uc0ac\ub294 \ucc28\ub2f4\ub300\ub97c \uc774\ub807\uac8c \ubcf4\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u2714 \ub2f4\ubcf4 \uc788\uc74c<\/li>\n\n\n\n<li>\u2714 \ucc28\ub7c9 \uac00\uce58 \uba85\ud655<\/li>\n\n\n\n<li>\u2714 \uc5f0\uccb4 \uc2dc \ud68c\uc218 \uc218\ub2e8 \uc874\uc7ac<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uadf8\ub798\uc11c <strong>\uc870\uac74\ub9cc \uc88b\uc544 \ubcf4\uc774\uba74 \uae08\ub9ac\ub97c \uae4e\uc544\uc904 \uc5ec\uc9c0<\/strong>\uac00 \ud07d\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc28\ub2f4\ub300 \uae08\ub9ac\ub97c \uacb0\uc815\ud558\ub294 \ud575\uc2ec \ubcc0\uc218 TOP 6<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uac78 \uc54c\uc544\uc57c \ud611\uc0c1\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1\ufe0f\u20e3 \uc2e0\uc6a9\uc810\uc218 (\uac00\uc7a5 \ud07c)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>NICE \uae30\uc900\n<ul class=\"wp-block-list\">\n<li>700\uc810\ub300 \uc774\uc0c1 \u2192 \uae08\ub9ac \ud611\uc0c1 \uc5ec\uc9c0 \ud07c<\/li>\n\n\n\n<li>500\uc810\ub300 \uc774\ud558 \u2192 \uae30\ubcf8 \uae08\ub9ac\ubd80\ud130 \ub192\uac8c \uc2dc\uc791<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc \ud3ec\uc778\ud2b8<br>**\uc810\uc218 \uc790\uccb4\ubcf4\ub2e4 \u201c\ucd5c\uadfc 6\uac1c\uc6d4 \uc5f0\uccb4 \uc5ec\ubd80\u201d**\uac00 \ud6e8\uc52c \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2\ufe0f\u20e3 \ucc28\ub7c9 \uc5f0\uc2dd &amp; \uc2dc\uc138<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0\uc2dd \uc9e7\uc744\uc218\ub85d<\/li>\n\n\n\n<li>\uc2dc\uc138 \ub192\uc744\uc218\ub85d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \ub2f4\ubcf4 \uc548\uc815\uc131\uc774 \uc62c\ub77c\uac00\uba70 \uae08\ub9ac\ub294 \ub0b4\ub824\uac11\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc \uac19\uc740 \uc2e0\uc6a9\uc774\ub77c\ub3c4<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0\uc2dd 3\ub144 \ucc28\ub7c9 vs 10\ub144 \ucc28\ub7c9<br>\u2192 \uae08\ub9ac \ucc28\uc774 \uaf64 \ud07c<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3\ufe0f\u20e3 \ub300\ucd9c \uae08\uc561 \ub300\ube44 \ucc28\ub7c9 \uc2dc\uc138 \ube44\uc728(LTV)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc28\ub2f4\ub300\uc5d0\ub3c4 \uc0ac\uc2e4\uc0c1 <strong>LTV \uac1c\ub150<\/strong>\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucc28\ub7c9 \uc2dc\uc138 2,000\ub9cc \uc6d0<\/li>\n\n\n\n<li>\ub300\ucd9c 1,000\ub9cc \uc6d0(50%)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uae08\uc735\uc0ac \uc785\uc7a5\uc5d0\uc11c\ub294<br>**\u201c\uc548\uc804\ud55c \uac70\ub798\u201d**\ub85c \ubcf4\uc785\ub2c8\ub2e4 \u2192 \uae08\ub9ac \uc778\ud558 \uc5ec\uc9c0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u274c \ubc18\ub300\ub85c<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc2dc\uc138 2,000\ub9cc \uc6d0<\/li>\n\n\n\n<li>\ub300\ucd9c 1,700\ub9cc \uc6d0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uae08\ub9ac \uc62c\ub77c\uac11\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4\ufe0f\u20e3 \uc0c1\ud658 \uae30\uac04(\uac1c\uc6d4 \uc218)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae30\uac04 \uc9e7\uc74c \u2192 \uc6d4 \ubd80\ub2f4 \ud07c \u2192 DSR \ubd88\ub9ac<\/li>\n\n\n\n<li>\uae30\uac04 \uae40 \u2192 \uc6d4 \ubd80\ub2f4 \u2193 \u2192 \uae08\ub9ac \ud611\uc0c1 \uc5ec\uc9c0 \u2191<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc \uc2e4\uc804 \ud301<br><strong>\uae08\ub9ac \ub0ae\ucd94\uace0 \uc2f6\uc73c\uba74<\/strong><br>\u2192 \u201c\uae30\uac04\uc744 \uc870\uae08 \uae38\uac8c \uc7a1\ub294 \uc870\uac74\u201d\uc744 \uba3c\uc800 \uc81c\uc2dc\ud558\ub294 \uac8c \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5\ufe0f\u20e3 \uc18c\ub4dd \uc99d\ube59 \uac00\ub2a5 \uc5ec\ubd80<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc28\ub2f4\ub300\ub294 \uc18c\ub4dd\uc774 \ud544\uc218\uac00 \uc544\ub2cc \uacbd\uc6b0\ub3c4 \ub9ce\uc9c0\ub9cc,<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc18c\ub4dd\uc99d\ube59 \uac00\ub2a5<\/li>\n\n\n\n<li>\uc7ac\uc9c1 \uc548\uc815\uc801<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uc774 \ub450 \uac00\uc9c0\uac00 \uc788\uc73c\uba74<br><strong>\uae08\ub9ac \uc778\ud558 \uce74\ub4dc<\/strong>\ub85c \ud65c\uc6a9 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">6\ufe0f\u20e3 \uae30\uc874 \ub300\ucd9c \uad6c\uc870<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub9c8\uc774\ub108\uc2a4\ud1b5\uc7a5<\/li>\n\n\n\n<li>\uce74\ub4dc\ub860<\/li>\n\n\n\n<li>\ub2e8\uae30 \uc2e0\uc6a9\ub300\ucd9c<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7f0 \ub300\ucd9c\uc774 \ub9ce\uc73c\uba74<br>\ud83d\udc49 \u201c\uace0\uc704\ud5d8 \uace0\uac1d\u201d\uc73c\ub85c \ubd84\ub958\ub418\uc5b4 \uae08\ub9ac\uac00 \uc62c\ub77c\uac11\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc28\ub2f4\ub300 \uae08\ub9ac \ub0ae\ucd94\ub294 \u2018\uc6b0\ub300 \ud3ec\uc778\ud2b8\u2019 \uc815\ub9ac<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc544\ub798 \uc911 <strong>2~3\uac1c\ub9cc \ucda9\uc871\ud574\ub3c4<\/strong> \uccb4\uac10 \uae08\ub9ac\ub294 \ud655 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucd5c\uadfc 6\uac1c\uc6d4 \uc5f0\uccb4 \uc5c6\uc74c<\/li>\n\n\n\n<li>\uc2e0\uc6a9\uc810\uc218 \uc911\uac04 \uc774\uc0c1<\/li>\n\n\n\n<li>\ucc28\ub7c9 \uc5f0\uc2dd 7\ub144 \uc774\ub0b4<\/li>\n\n\n\n<li>\uc2dc\uc138 \ub300\ube44 \ub300\ucd9c \ube44\uc728 70% \uc774\ud558<\/li>\n\n\n\n<li>\uc18c\ub4dd\uc99d\ube59 \uac00\ub2a5<\/li>\n\n\n\n<li>\uc0c1\ud658 \uae30\uac04 \uc5ec\uc720 \uc788\uac8c \uc124\uc815<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uc774 \uc0c1\ud0dc\ub77c\uba74<br><strong>\u201c\uae30\ubcf8 \uae08\ub9ac\ubd80\ud130 \ub192\uc740 \uc0c1\ud488\u201d\uc744 \uadf8\ub300\ub85c \ubc1b\uc744 \uc774\uc720\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc28\ub2f4\ub300 \uae08\ub9ac \ub0ae\ucd94\ub294 \uc0c1\ub2f4 \uc21c\uc11c (\uac00\uc7a5 \uc911\uc694)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1\ufe0f\u20e3 \uccab \uc0c1\ub2f4: \uae08\ub9ac\ubd80\ud130 \ubb3b\uc9c0 \ub9d0\uace0 \u2018\uc870\uac74\u2019\ubd80\ud130 \uaebc\ub0b8\ub2e4<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u274c \uc774\ub807\uac8c \uc2dc\uc791\ud558\uba74 \ubd88\ub9ac<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\uae08\ub9ac \uba87 %\uc778\uac00\uc694?\u201d<br>\u201c\ucd5c\uc800 \uae08\ub9ac \uc5bc\ub9c8\uc608\uc694?\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u2b55 \uc774\ub807\uac8c \uc2dc\uc791\ud574\uc57c \uc720\ub9ac<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\ucc28\ub7c9 \uc2dc\uc138 \ub300\ube44 \ub300\ucd9c \ube44\uc728\uc740 \ub0ae\uac8c \uac00\uc838\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u201d<br>\u201c\ub2e8\uae30 \uc790\uae08\uc774\ub77c \uc0c1\ud658 \uacc4\ud68d\uc740 \uba85\ud655\ud569\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uae08\uc735\uc0ac\ub294 \uc774 \uc21c\uac04<br>**\u2018\uad00\ub9ac \uac00\ub2a5\ud55c \uace0\uac1d\u2019**\uc73c\ub85c \ubd05\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2\ufe0f\u20e3 \ub450 \ubc88\uc9f8: \u2018\ud544\uc694 \uae08\uc561\ub9cc\u2019 \uac15\uc870\ud55c\ub2e4<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc28\ub2f4\ub300 \uc0c1\ub2f4\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \ub9d0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\ud55c\ub3c4\ub97c \ucd5c\ub300\uce58\ub85c \uc4f0\uace0 \uc2f6\uc9c4 \uc54a\uc2b5\ub2c8\ub2e4.\u201d<br>\u201c\ud544\uc694\ud55c \uae08\uc561\ub9cc \ubc1b\uace0, \ube68\ub9ac \uc0c1\ud658\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uc774 \ub9d0 \ud55c\ub9c8\ub514\ub85c<br>\uae08\ub9ac \ud14c\uc774\ube14\uc774 \ub2ec\ub77c\uc9c0\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3\ufe0f\u20e3 \uc138 \ubc88\uc9f8: \uae30\uac04\uc744 \uba3c\uc800 \uc5f4\uc5b4\ub454\ub2e4<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\ub9ac \ud611\uc0c1\uc740 <strong>\uae08\uc561\uc774 \uc544\ub2c8\ub77c \uae30\uac04<\/strong>\uc5d0\uc11c \uc2dc\uc791\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc \uc2e4\uc804 \uba58\ud2b8<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\uae30\uac04\uc740 \uae38\uac8c \uac00\uc838\uac00\ub3c4 \uad1c\ucc2e\uc2b5\ub2c8\ub2e4.<br>\ub300\uc2e0 \uae08\ub9ac \uc870\uac74\uc744 \uc880 \ubcf4\uace0 \uc2f6\uc2b5\ub2c8\ub2e4.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uae08\uc735\uc0ac\ub294<br>**\u2018\uc6d4 \ubd80\ub2f4 \ub0ae\uc74c = \uc5f0\uccb4 \uc704\ud5d8 \ub0ae\uc74c\u2019**\uc73c\ub85c \ud310\ub2e8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4\ufe0f\u20e3 \ub124 \ubc88\uc9f8: \uc18c\ub4dd\u00b7\uc0c1\ud658\ub2a5\ub825 \uce74\ub4dc\ub97c \uaebc\ub0b8\ub2e4<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd08\ubc18\ubd80\ud130 \ub2e4 \ubcf4\uc5ec\uc904 \ud544\uc694 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc7ac\uc9c1 \uc548\uc815<\/li>\n\n\n\n<li>\uc18c\ub4dd \uc99d\ube59 \uac00\ub2a5<\/li>\n\n\n\n<li>\uc790\ub3d9\uc774\uccb4 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uc774\uac74 <strong>\uae08\ub9ac \uae4e\ub294 \uce74\ub4dc<\/strong>\ub85c<br>\uc911\ud6c4\ubc18\uc5d0 \uc4f0\ub294 \uac8c \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5\ufe0f\u20e3 \ub9c8\uc9c0\ub9c9: \u2018\uc870\uac74\ubd80 \uc870\uc815\u2019\uc73c\ub85c \ud611\uc0c1 \ub9c8\ubb34\ub9ac<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc9c1\uc811\uc801\uc73c\ub85c \uae4e\uc544\ub2ec\ub77c\uace0 \ud558\uc9c0 \ub9c8\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u274c<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\uae08\ub9ac \uc880 \uae4e\uc544\uc8fc\uc138\uc694.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u2b55<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201c\uc870\uac74\uc744 \uc870\uae08 \uc870\uc815\ud558\uba74<br>\uae08\ub9ac \ucabd\uc5d0\uc11c \uc5ec\uc9c0\uac00 \uc788\uc744\uae4c\uc694?\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uc774 \ud45c\ud604\uc774<br><strong>\ud604\uc7a5 \ud611\uc0c1\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \ud1b5\ud569\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\uc2e4\uc81c \uc0ac\ub840\ub85c \ubcf4\ub294 \uae08\ub9ac \ucc28\uc774<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u274c \uc2e4\ud328 \uc0ac\ub840 (\uae08\ub9ac \ub192\uac8c \ub098\uc628 \ucf00\uc774\uc2a4)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uccab \uc9c8\ubb38\ubd80\ud130 \u201c\ucd5c\uc800 \uae08\ub9ac \uc5bc\ub9c8?\u201d<\/li>\n\n\n\n<li>\ucd5c\ub300 \ud55c\ub3c4 \uc694\uccad<\/li>\n\n\n\n<li>\uae30\uac04 \uc9e7\uac8c \uace0\uc815<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uacb0\uacfc<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uace0\uae08\ub9ac \uc81c\uc2dc<\/li>\n\n\n\n<li>\ud611\uc0c1 \uc5ec\uc9c0 \uac70\uc758 \uc5c6\uc74c<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 \uc131\uacf5 \uc0ac\ub840 (\uae08\ub9ac \ub0ae\ucd98 \ucf00\uc774\uc2a4)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud544\uc694 \uae08\uc561\ub9cc \uc694\uccad<\/li>\n\n\n\n<li>\ucc28\ub7c9 \uc2dc\uc138 \ub300\ube44 \uc5ec\uc720 \uac15\uc870<\/li>\n\n\n\n<li>\uae30\uac04 \uc720\uc5f0\uc131 \uc81c\uc2dc<\/li>\n\n\n\n<li>\uc18c\ub4dd \uc99d\ube59 \uce74\ub4dc \ud6c4\ubc18 \uc0ac\uc6a9<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uacb0\uacfc<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucd5c\ucd08 \uc81c\uc2dc \ub300\ube44 <strong>3%p \uc774\uc0c1 \uae08\ub9ac \uc778\ud558<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc28\ub2f4\ub300 \uae08\ub9ac \ud611\uc0c1 \uc2dc \uc808\ub300 \ud558\uba74 \uc548 \ub418\ub294 \ub9d0<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201c\ub2e4\ub978 \ub370\ub294 \ub354 \uc2f8\ub358\ub370\uc694\u201d<\/li>\n\n\n\n<li>\u201c\uc5b4\ucc28\ud53c \ub2f4\ubcf4 \uc788\uc796\uc544\uc694\u201d<\/li>\n\n\n\n<li>\u201c\uae09\ud574\uc11c\uc694, \ube68\ub9ac \uc8fc\uc138\uc694\u201d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \uc774 \ub9d0\ub4e4 \ub098\uc624\uba74<br>\uae08\ub9ac\ub294 <strong>\uc808\ub300 \ub0b4\ub824\uac00\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc28\ub2f4\ub300 \uae08\ub9ac \ub0ae\ucd94\ub294 \uccb4\ud06c\ub9ac\uc2a4\ud2b8 (\uc694\uc57d)<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u2714 \ud544\uc694 \uae08\uc561\ub9cc \uc2e0\uccad<\/li>\n\n\n\n<li>\u2714 \ucc28\ub7c9 \uc2dc\uc138 \ub300\ube44 \uc5ec\uc720 \uac15\uc870<\/li>\n\n\n\n<li>\u2714 \uae30\uac04\uc740 \uc720\uc5f0\ud558\uac8c<\/li>\n\n\n\n<li>\u2714 \uc18c\ub4dd\/\uc0c1\ud658\ub2a5\ub825\uc740 \ud611\uc0c1 \uce74\ub4dc\ub85c<\/li>\n\n\n\n<li>\u2714 \uae08\ub9ac\ub294 \ub9c8\uc9c0\ub9c9\uc5d0 \uc870\uc815 \uc694\uccad<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\uacb0\ub860: \ucc28\ub2f4\ub300\ub294 \u2018\ud611\uc0c1\ud615 \ub300\ucd9c\u2019\uc774\ub2e4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 \uae30\uc900\uc73c\ub85c \ubcf4\uba74<br>\uc790\ub3d9\ucc28\ub2f4\ubcf4\ub300\ucd9c\uc740<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u2714 \uc870\uac74\uc774 \uc88b\uc744\uc218\ub85d<\/li>\n\n\n\n<li>\u2714 \ub9d0 \uc21c\uc11c\uac00 \ub9de\uc744\uc218\ub85d<\/li>\n\n\n\n<li>\u2714 \ud611\uc0c1 \uc5ec\uc9c0\uac00 \ud070 \ub300\ucd9c\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\ub9ac\ub294<br>\u201c\uc815\ud574\uc9c4 \uc22b\uc790\u201d\uac00 \uc544\ub2c8\ub77c<br>**\u2018\uc0c1\ub2f4 \uacfc\uc815\uc758 \uacb0\uacfc\ubb3c\u2019**\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc28\ub2f4\ub300\ub97c \uacc4\ud68d\ud558\uace0 \uc788\ub2e4\uba74<br>\ud83d\udc49 <strong>\uc2e0\uccad\ubcf4\ub2e4 \uc0c1\ub2f4\uc774 \uba3c\uc800<\/strong>,<br>\ud83d\udc49 <strong>\ud55c\ub3c4\ubcf4\ub2e4 \uad6c\uc870\uac00 \uba3c\uc800<\/strong>\ub77c\ub294 \uac78 \uaf2d \uae30\uc5b5\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucc28\ub2f4\ub300 \uae08\ub9ac \ub0ae\ucd94\ub294 \uc6b0\ub300\u00b7\ud611\uc0c1 \ud3ec\uc778\ud2b8 (\uc0c1\ub2f4 \uc21c\uc11c \ud3ec\ud568 \/ \uc2e4\uc804\ud310) \uc790\ub3d9\ucc28\ub2f4\ubcf4\ub300\ucd9c(\ucc28\ub2f4\ub300)\uc740\ud55c\ub3c4\ubcf4\ub2e4 \uae08\ub9ac\uac00 \uccb4\uac10 \ubd80\ub2f4\uc744 \uc88c\uc6b0\ud558\ub294 \ub300\ucd9c\uc785\ub2c8\ub2e4. \uac19\uc740 \ucc28\ub7c9, \uac19\uc740 \uc2e0\uc6a9\uc810\uc218\uc5ec\ub3c4\ud83d\udc49 \uc0c1\ub2f4 \uc21c\uc11c \ud558\ub098,\ud83d\udc49 \uc5b4\ub5a4 \ub9d0\uc744 \uba3c\uc800 \ud558\ub290\ub0d0\uc5d0 \ub530\ub77c\uae08\ub9ac\uac00 2~6%p\uae4c\uc9c0 \ucc28\uc774 \ub098\ub294 \uc0ac\ub840\ub3c4 \uc2e4\uc81c\ub85c \ub9ce\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294\ud83d\udc49 2026\ub144 \uae30\uc900 \ucc28\ub2f4\ub300 \uae08\ub9ac\ub97c \ub0ae\ucd94\ub294 \uc6b0\ub300 \ud3ec\uc778\ud2b8,\ud83d\udc49 \uc2e4\uc81c \uc0c1\ub2f4 \ud604\uc7a5\uc5d0\uc11c \ud1b5\ud558\ub294 \ud611\uc0c1 \uc21c\uc11c\uc640 \uba58\ud2b8,\ud83d\udc49 \ubc18\ub300\ub85c \uae08\ub9ac \ud3ed\ud0c4 \ub9de\ub294 \uc9c4\ud589 &#8230; <a title=\"\ucc28\ub2f4\ub300 \uae08\ub9ac \ub0ae\ucd94\ub294 \uc6b0\ub300\u00b7\ud611\uc0c1 \ud3ec\uc778\ud2b8 (\uc0c1\ub2f4 \uc21c\uc11c \ud3ec\ud568 \/ \uc2e4\uc804\ud310)\" class=\"read-more\" href=\"http:\/\/ilx.kr\/?p=571\" aria-label=\"More on \ucc28\ub2f4\ub300 \uae08\ub9ac \ub0ae\ucd94\ub294 \uc6b0\ub300\u00b7\ud611\uc0c1 \ud3ec\uc778\ud2b8 (\uc0c1\ub2f4 \uc21c\uc11c \ud3ec\ud568 \/ \uc2e4\uc804\ud310)\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-571","post","type-post","status-publish","format-standard","hentry","category-13"],"_links":{"self":[{"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/posts\/571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/ilx.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=571"}],"version-history":[{"count":1,"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/posts\/571\/revisions"}],"predecessor-version":[{"id":572,"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/posts\/571\/revisions\/572"}],"wp:attachment":[{"href":"http:\/\/ilx.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ilx.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=571"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ilx.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}