{"id":1488,"date":"2026-04-28T16:29:07","date_gmt":"2026-04-28T16:29:07","guid":{"rendered":"https:\/\/ilx.kr\/?p=1488"},"modified":"2026-04-28T16:29:08","modified_gmt":"2026-04-28T16:29:08","slug":"%ec%83%9d%eb%aa%85%eb%b3%b4%ed%97%98%ec%82%ac-%eb%b6%80%ec%a7%80%ea%b8%89%eb%a5%a0-%ec%88%9c%ec%9c%84","status":"publish","type":"post","link":"http:\/\/ilx.kr\/?p=1488","title":{"rendered":"\uc0dd\uba85\ubcf4\ud5d8\uc0ac \ubd80\uc9c0\uae09\ub960 \uc21c\uc704"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\" id=\"SE-320b3986-15ec-47c2-804c-8f435e164bf2\">\ucd5c\uc2e0 \uacf5\uc2dc \uae30\uc900\uc73c\ub85c \uc0dd\uba85\ubcf4\ud5d8\uc0ac \ubd80\uc9c0\uae09\ub960 \uc21c\uc704 (\ud604\uc2e4 \uae30\uc900) \uc815\ud655\ud558\uac8c \uc815\ub9ac\ud574\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-a5b90a88-2080-4c31-a1c0-6675ddfb5997\">\ud83d\udc49 \uc774\uac74 \u201c\ubcf4\ud5d8\uae08 \uc548 \uc8fc\ub294 \ube44\uc728\u201d\uc774\ub77c\uc11c \ubcf4\ud5d8 \uc120\ud0dd\ud560 \ub54c \ub9e4\uc6b0 \uc911\uc694\ud55c \uc9c0\ud45c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-2879a20c-a24e-4c8b-a6b6-c83f8f1998c9\">\ud83d\udccc 2025~2026 \uc0dd\uba85\ubcf4\ud5d8\uc0ac \ubd80\uc9c0\uae09\ub960 \uc21c\uc704<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-1808831b-9445-4e62-ae36-213b8b995245\">\u2757 \ubd80\uc9c0\uae09\ub960 \ub192\uc740 \uc21c (\uc704\ud5d8\ub3c4 \ub192\uc740 \uad6c\uac04)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-01f9f274-5f3e-42e8-b5e1-2dc96b719286\">BNP\ud30c\ub9ac\ubc14\uce74\ub514\ud504\uc0dd\uba85 \u2013 \uc57d 14%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-7ff95930-decf-4cbd-bcf1-0a4781939e9e\">\ud558\ub098\uc0dd\uba85 \u2013 \uc57d 6%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-281c7053-44e4-4090-b1fa-e6ec686d3958\">\ucc98\ube0c\ub77c\uc774\ud504\uc0dd\uba85 \u2013 \uc57d 5%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-1497f2cf-085a-46f0-b7c7-e64716ba1b4f\">\uc2e0\ud55c\ub77c\uc774\ud504 \u2013 \uc57d 2%\ub300<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-fb9a1a77-98f9-4b0f-abfd-c5ca431a16c4\">KDB\uc0dd\uba85 \u2013 \uc57d 1% \ud6c4\ubc18<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-14d797a1-1739-4eb3-b3fc-204d592b3998\">\ud83d\udc49 \uc774 \uad6c\uac04\uc740 \ud3c9\uade0 \ub300\ube44 2~10\ubc30 \uc774\uc0c1 \ub192\uc740 \uc218\uc900<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-6db90c5d-4ee4-46b8-ad4d-40409b652e38\">\u26a0\ufe0f \uc911\uac04 \uc704\ud5d8 \uad6c\uac04<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-bf9fd076-5366-4bf6-8214-5d50bb99695a\">\uad50\ubcf4\ub77c\uc774\ud504\ud50c\ub798\ub2db<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-7543f45c-8e10-4f14-bb0f-4a2047b8917e\">\ubbf8\ub798\uc5d0\uc14b\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-38d4ff3d-c0c9-46be-946e-1257f3cf4aef\">\ud765\uad6d\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-745535af-e997-42b9-a611-45462c34b777\">AIA\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-396fa71b-0d8c-42e3-b3f6-9b1cce09956a\">\uc0bc\uc131\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-65513249-14bc-4ce2-8caa-79c4ad208680\">\ud83d\udc49 \ud3c9\uade0\ubcf4\ub2e4 \uc57d\uac04 \ub192\uac70\ub098 \uc911\uac04 \uc218\uc900<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-6bd33e0a-2fc1-4237-9309-773eabd2178e\">\u2705 \uc548\uc815 \uad6c\uac04 (\ubd80\uc9c0\uae09\ub960 \ub0ae\uc740 \ud3b8)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-a9f21713-e369-49db-b3d0-c7b4504e7171\">\ud55c\ud654\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-6fecbe64-f117-4a73-b56b-09d9d39358f5\">\ub3d9\uc591\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-260c77a3-3686-48d4-a318-744e6836a000\">\uba54\ud2b8\ub77c\uc774\ud504\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-d8524664-5276-4082-b260-9d1f5f99e547\">\uad50\ubcf4\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-bebfd25e-78b6-474f-8f78-44c39be3c10e\">DB\uc0dd\uba85<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-5404f6ab-18ac-4fc7-80bf-eaa599f17724\">\ud83d\udfe2 \ucd5c\uc800 \uc218\uc900 (\uac00\uc7a5 \uc548\uc815\uc801\uc778 \uadf8\ub8f9)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-aa169424-2e6b-497d-a0f0-87ae251fd446\">NH\ub18d\ud611\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-213c5ba2-4994-4617-9c52-cb2abf47f619\">ABL\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-c4da729e-6457-45f7-bfa0-aa446974f7f2\">\ub77c\uc774\ub098\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-17c8df73-53e1-4965-941a-55e7ad32cffb\">KB\ub77c\uc774\ud504\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-02a546c2-f15a-4754-81b7-68bc98ce3f9a\">\ud478\ubcf8\ud604\ub300\uc0dd\uba85<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-e207fde0-c731-40d0-b4d3-bdfef80ebf68\">iM\ub77c\uc774\ud504<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-932c37f3-1342-458b-aa0a-51519798476a\">\ud83d\udc49 \uc804\uccb4 \ud558\uc704\uad8c = \ubd80\uc9c0\uae09\ub960 \ub0ae\uc740 \ud3b8<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-7c66cff3-54ba-470c-aac1-64589a5f4db1\">\ud83d\udccc \ud3c9\uade0 \uae30\uc900 (\uc911\uc694)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-dc84cacf-c70d-4da7-8c0e-ace8f38d7fcf\">\uc0dd\uba85\ubcf4\ud5d8 \ud3c9\uade0 \ubd80\uc9c0\uae09\ub960: \uc57d 0.9% \uc218\uc900<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-f256240a-dcbf-495f-bbea-25539b74fff5\">\ud83d\udc49 \uc989<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-8dea2591-55cf-420f-917a-0adf24262e1d\">5% \uc774\uc0c1 \u2192 \ub192\uc740 \ud3b8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-0b4b22bc-b481-4e2c-ab47-a5d2eff9ee6f\">10% \uc774\uc0c1 \u2192 \ub9e4\uc6b0 \ub192\uc74c<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-ce9131a1-776d-4dbd-ad0c-a467c30dd8a1\">\ud83d\udccc \ub300\ud615\uc0ac \ub530\ub85c \ubcf4\uba74 (\ud604\uc2e4 \ucc38\uace0)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-e8eb8268-815b-4f8e-9b35-6df9a1267913\">\ud83d\udc49 \uc0bc\uc131 \/ \ud55c\ud654 \/ \uad50\ubcf4 \uae30\uc900<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-4c16df12-7bd4-4640-8a22-a8a46f331ceb\">\uad50\ubcf4\uc0dd\uba85 \u2192 \uc57d 25% (\uc758\ub8cc\uc790\ubb38 \uae30\uc900)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-cce84117-a3a5-4899-879c-79f2760789f3\">\ud55c\ud654\uc0dd\uba85 \u2192 \uc57d 22%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-461eb4e1-46b9-495b-87e1-0f69c8bf10d5\">\uc0bc\uc131\uc0dd\uba85 \u2192 \uc57d 20%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-4cdd734b-3e07-42f0-b5f2-7a082522b7cf\">\ud83d\udc49 \ud2b9\uc815 \ucf00\uc774\uc2a4(\uc758\ub8cc\uc790\ubb38)\uc5d0\uc11c\ub294<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-88d3314b-75e6-477d-b4cd-cb05fa1f2034\">\u27a1\ufe0f \u201c5\uac74 \uc911 1\uac74\uc740 \uc9c0\uae09 \uac70\uc808\u201d \uc218\uc900<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-6f212d1e-199e-41a2-92ab-32beadac54cb\">\ud83d\udccc \uc9c4\uc9dc \uc911\uc694\ud55c \ud574\uc11d (\ud575\uc2ec)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-9ccb16fa-b00c-4876-9b66-e78b09c67fe6\">\u2714 \ubd80\uc9c0\uae09\ub960 \ub192\uc740 \ud68c\uc0ac \ud2b9\uc9d5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-efd2f4ad-2dd7-40f8-bcbf-5f50e77299eb\">\uc2ec\uc0ac \uae4c\ub2e4\ub85c\uc6c0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-d6b46cc8-8668-461d-be79-9793dd5ca143\">\ubd84\uc7c1 \uac00\ub2a5\uc131 \ub192\uc74c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-1100645e-432d-43d5-8ccc-44ab94c15283\">\u2714 \ubd80\uc9c0\uae09\ub960 \ub0ae\uc740 \ud68c\uc0ac \ud2b9\uc9d5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-2db4f96d-abd7-49e0-8c65-c02c069f07a7\">\uc9c0\uae09 \uae30\uc900 \ube44\uad50\uc801 \uba85\ud655<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-8ea89133-dcd0-4219-848c-1e80c1057a8e\">\ubcf4\ud5d8\uae08 \uc218\ub839 \uc548\uc815\uc801<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-e57c1dba-2274-4e55-9b29-646eec561fac\">\ud83d\udccc \uc808\ub300 \ucc29\uac01\ud558\uba74 \uc548 \ub418\ub294 \ud3ec\uc778\ud2b8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-8f645411-6e17-4780-a1c6-3fa7f617673f\">\ud83d\udc49 \ubd80\uc9c0\uae09\ub960 = \ubb34\uc870\uac74 \ub098\uc05c \ud68c\uc0ac \u274c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-6e516cd1-949f-465a-bfe1-25a3e3fbed3e\">\uc774\ub7f0 \uacbd\uc6b0\ub3c4 \uc788\uc74c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-5ef780a0-1180-4a46-abe6-8da6f1566d43\">\ud45c\ubcf8 \uc801\uc5b4\uc11c \ub192\uac8c \ub098\uc634<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-d1990110-81b4-4427-9dbf-b027f5bce063\">\ud2b9\uc815 \uc0c1\ud488 \uad6c\uc870 \ub54c\ubb38<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-04ac4d60-692c-4157-864c-a5688c776a62\">\ud83d\udc49 \uadf8\ub798\uc11c \u201c\ub300\ud615\uc0ac + \ud3c9\uade0 \uc218\uc900\u201d\uc774 \uac00\uc7a5 \uc548\uc815<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-59dc3400-9f68-4484-8b44-70059f12d7a1\">\ud83d\udccc \uacb0\ub860 (\ud55c\uc904 \ud575\uc2ec)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-4ea1e125-24ed-4ef1-977a-7fdf89e7e357\">\ud83d\udc49 \u201c1% \uc774\ud558 = \uc548\uc815 \/ 3% \uc774\uc0c1 = \uc8fc\uc758 \/ 5% \uc774\uc0c1 = \uc704\ud5d8\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"SE-08a65941-437e-42c7-ad17-86ae63226f2a\">\ud83d\udc49 \ubcf4\ud5d8 \uc120\ud0dd\uc740 \uac00\uaca9\ubcf4\ub2e4 \u201c\uc9c0\uae09\ub960\u201d\uc774 \ub354 \uc911\uc694\ufeff<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uc2e0 \uacf5\uc2dc \uae30\uc900\uc73c\ub85c \uc0dd\uba85\ubcf4\ud5d8\uc0ac \ubd80\uc9c0\uae09\ub960 \uc21c\uc704 (\ud604\uc2e4 \uae30\uc900) \uc815\ud655\ud558\uac8c \uc815\ub9ac\ud574\ub4dc\ub9bd\ub2c8\ub2e4. \ud83d\udc49 \uc774\uac74 \u201c\ubcf4\ud5d8\uae08 \uc548 \uc8fc\ub294 \ube44\uc728\u201d\uc774\ub77c\uc11c \ubcf4\ud5d8 \uc120\ud0dd\ud560 \ub54c \ub9e4\uc6b0 \uc911\uc694\ud55c \uc9c0\ud45c\uc785\ub2c8\ub2e4. \ud83d\udccc 2025~2026 \uc0dd\uba85\ubcf4\ud5d8\uc0ac \ubd80\uc9c0\uae09\ub960 \uc21c\uc704 \u2757 \ubd80\uc9c0\uae09\ub960 \ub192\uc740 \uc21c (\uc704\ud5d8\ub3c4 \ub192\uc740 \uad6c\uac04) BNP\ud30c\ub9ac\ubc14\uce74\ub514\ud504\uc0dd\uba85 \u2013 \uc57d 14% \ud558\ub098\uc0dd\uba85 \u2013 \uc57d 6% \ucc98\ube0c\ub77c\uc774\ud504\uc0dd\uba85 \u2013 \uc57d 5% \uc2e0\ud55c\ub77c\uc774\ud504 \u2013 \uc57d 2%\ub300 KDB\uc0dd\uba85 \u2013 \uc57d 1% \ud6c4\ubc18 &#8230; <a title=\"\uc0dd\uba85\ubcf4\ud5d8\uc0ac \ubd80\uc9c0\uae09\ub960 \uc21c\uc704\" class=\"read-more\" href=\"http:\/\/ilx.kr\/?p=1488\" aria-label=\"More on \uc0dd\uba85\ubcf4\ud5d8\uc0ac \ubd80\uc9c0\uae09\ub960 \uc21c\uc704\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1488","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/posts\/1488","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/ilx.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1488"}],"version-history":[{"count":1,"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/posts\/1488\/revisions"}],"predecessor-version":[{"id":1489,"href":"http:\/\/ilx.kr\/index.php?rest_route=\/wp\/v2\/posts\/1488\/revisions\/1489"}],"wp:attachment":[{"href":"http:\/\/ilx.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1488"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ilx.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1488"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ilx.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1488"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}